What Determines Fire & Brilliance Of A Diamond

The fire & brilliance in a diamond is determined by the way the light reflects inside the diamond depending on the cut. The most fire & brilliance comes from a well cut diamond. In a well cut diamond which is referred to as ideal, excellent, or very good, the light enters in at the top and forms sort of a "U" shape and then exits back out at the top. With a diamond that has a deep cut, the light enters from the top and forms sort of an "L" shape as it exits out the side. The light reflection of a shallow cut enters from the top and curves slightly back out at the bottom of the diamond. To get a more visual picture of how it looks please go to http://www.annharringtonjewelry.com in the diamond education section.

The Drawback Of Enhanced Diamonds

If you see a great deal on a diamond online, especially at an auction, check to see that it is natural and not color or clarity "enhanced" or treated. First of all, enhanced diamonds do not increase in value, and second, it´s possible that they may break or chip! Why? The chemicals they put in the diamond can be harmful to it, especially if the diamond comes in contact with other chemicals. A way to make sure you are not getting an enhanced diamond is to check the diamond grading report for an asterisk next to the color or clarity. If there is an asterisk it will state at the bottom of the report if it has been enhanced. If you still decide to get an enhanced diamond any way, make sure the jeweler gives you instructions on how to care for it.

Popular Diamond Jewelry Gift Idea

One of the most popular diamond jewelry gifts sold today is the diamond bezel solitaire pendant necklace. You can´t go wrong with this, almost every woman would love to have it. Not only is it sophisticated but it´s practical. It can go with just about anything from formal to casual wear. Check out our wide selection of white, yellow gold, or platinum diamond pendant necklaces at http://www.annharringtonjewelry.com

Elegance is Simple!

Keep it easy, and go for the "in" choice out there - simple studs! Diamond studs are always a sharp choice for any attire - especially formal occasions. Sweep your hair up and show off those lovely lobes with an elegant touch!

Beware Of "Promotional Quality" Diamond Jewelry

If you are looking for a great deal without sacrificing the diamond quality, you may want to think twice about buying "promotional quality" diamond jewelry. Promotional quality diamonds are the bottom of the barrel when it comes to diamond quality. They are usually I3 which stands for "heavily included". A better choice for your money is SI2-I1. The inclusions are less visible to the eye and look more presentable.

Diamond Selection - 4C´s and an F

When purchasing a diamond, and considering the 4 C´s, there is one often overlooked aspect of diamonds that really should be addressed, fluorescence. Fluorescence is the phenomenon that makes some diamonds emit a blue glow when exposed to fluorescent lighting. If fluorescence is strong, the diamond appears to have a bluish halo around it. It may look fantastic under store lighting, but when taken outside it somehow looks foggy. It is often something not addressed by jewelry stores, as it greatly detracts both from the appearance and the value of a diamond. If the diamond has a grading report, it will say whether the fluorescence is none, faint, medium, or strong. You don´t want strong flourescence.

Using The BBB For A Safe Jewelry Purchase

Making a large jewelry purchase online can be somewhat nerve wrecking. You first may want to check to see that the company is a BBB member. Whether they are or aren´t, search their name at BBB.org to see if they have had many unresolved past complaints. If their name doesn´t appear you may want to research further. Checking their background should ease any doubt about your purchase.

Purchasing Expensive Jewelry Using Escrow

Using escrow is a safe route to go when purchasing expensive jewelry online. Escrow.com an affiliate of Ebay, will hold your money until you receive the item. When you have examined your purchase you can then notify escrow to release the money to the seller. Most companies may ask that you, the buyer, pay the escrow fees. It may be worth while if it brings you peace of mind.

Platinum: Converting "Expensive" Into "Value"

Platinum´s true value is defined by the pure, rare and eternal qualities that are unique to the noblest of precious metals. And these values can be used to romance the meaning behind the purchase of this expensive item. After taking the time and care to choose the perfect diamond, how can the setting be less than the very best. No other metal complements a diamond quite like platinum so don´t let the setting be an afterthought. The average wedding in the US today costs $23,000, most of which is spent on disposable items (flowers, cake etc). Wedding rings are something that will be worn everyday, forever. Given a cost per day of wear from something so pure, rare and eternal, platinum represents one of the best values out there. (Article by Huw Daniel, President Of Platinum Guild International USA.)

Insurance For Your Diamond Jewelry

Insuring your diamond jewelry is fairly simple. Have all of your fine jewelry articles appraised and photographed by a certified appraiser. It is a good idea to have available a certificate from GIA or other independent diamond laboratories. Take the certificates and appraisals to your insurance agent and have the pieces added to your policy.

Insurance for jewelry is usually 1-3% of the value or $50 minimum per year. For instance, a diamond ring valued at $5,000 would have a premium between $50-$150 per year depending on the state you live in.

It´s a small price to pay to insure replacement of your fine jewelry in the event of a loss.